Margins are back for property developers. Since 2014 the commercial property market has been steadily improving with more people than ever looking to invest. Combine this with the excellent rates that we are now seeing and you create the perfect circumstances for developers. In particular, in the Thames Valley area, we have seen a rise in demand for new commercial properties for small developers.
To meet this need here at NGI we offer investment mortgages, designed to help purchase commercial or semi-commercial properties for letting on commercial terms. Our mortgages are designed to help you find the most attractive terms to help you maximise your return.
Unlike standard mortgages, commercial mortgage lenders are interested in the income that the property will generate rather than the purchasers personal earning capacity. This means that there is no limit on the number of investment mortgages that one individual can hold, provided each investment property offers a suitable return.
Typical commercial property and buy-to-let portfolios have included:
- Dental Surgeries
- Retail with and without living accommodation
- Industrial units, factories and warehouses
- Residential houses in multiple occupation
We have experience across a wide range of industries enabling us to find the ideal mortgage for you whatever your financial circumstances and whatever the size of your business. So why not let us take the stress out of finding an investment mortgage by providing you with a friendly, efficient service and the best deal available.
Don’t forget that we also have a residential arm to our business providing the same high quality service for those looking to purchase their ideal home or re-mortgage their existing property – www.ngiresidential.co.uk.