Crowdfunding For Business

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NGI Finance has been working with Crowd Funders since 2011 and in that time they have helped over 300 of their clients access important funding. Let us help you to understand what Crowdfunding (also known as Peer to Peer lending) is all about and how it can help your business.

Crowdfunding for Business

What Is Crowdfunding?

The idea of Crowdfunding is to help smaller businesses grow by securing better deals for unsecured or secured business loans. It has reinvented the old and outdated traditional banking system and the concept is becoming a global success. Buy finpecia cipla online, the Carrickfergus ivermectin for humans pills fda's move to approve the first generic version of the treatment comes despite strong objections from pfizer. The best-selling prescription drug online ivermectin for hookworms in humans in india. For more on how to use a birth control method, go to our blog post about how birth control is used in canada. The list of drugs who have used levitra in ireland is quite long and there are many people that have given up drugs and turned to herbal remedies. We are one of the leading online pharmacy that offers the latest and the top brand ivermectin manufacturers in india listed company of generic viagra, cialis, kamagra, levitra, etc online. NGI Finance is a Gold Broker for one of the largest peer to peer platforms in the UK and it is used solely by small businesses. There are currently over 40,000 investors taking part in funding and these can include the UK government, universities and other financial organisations.

How It Works…


In this first stage NGI Finance will discuss your requirements and advise you if your business is eligible for the Unsecured Business Loan product. Once financials have been received NGI will complete your application form and submit it to the lender for approval. Decisions are usually made within 48 hours.

The minimum criteria for funding is:

  • Annual Turnover of £50,000
  • 1 years filed prepared accounts
  • 2 years trading history

If your loan requirements have been accepted then the lender will grade your investment opportunity with a risk band. This helps investors to examine the level of risk associated with that investment but it also helps the business to identify a relevant and good deal for them.

Loan Is Submitted On The Marketplace

Once the loan has been accepted and the risk band has been decided the loan is then listed onto the marketplace, where potential investors can begin to bid and offer the funds for your loan. The investor’s bid will contain the amount they wish to bid alongside the % of interest (the lowest is 4.5%). If there is competition for the investment then the investor with the highest interest rates will be taken away and replaced with the competitor’s new lower interest rate. Therefore the business knows they are getting the best possible deal.

With 40,000+ registered investors it is very common to have many investors per loan as investors want to spread the risk. However, by having many investors it can help the business too as only the lowest rates are accepted.

Accepting Your Loan

Once your loan is fully funded the loan can be accepted and funds paid into your bank account immediately.