IT Equipment and Software Finance

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IT Finance

At NGI Finance we provide finance for all your businesses IT needs both computer hardware and software. We offer a selection of Financing Solutions our most popular are the Hire Purchase and Finance Lease Solutions. No matter what size your business is, deciding whether to invest in Business Assets is a difficult decision, so we try to make the process as simple and affordable as possible for all our clients.

IT Finance | Finance Solutions for Computer Hardware and Software

The benefits of financing IT equipment:

The benefits of purchasing IT equipment business on asset finance are numerous. Being involved with NGI Finance means that you can get your hands on the very best equipment, whilst maintaining a payment plan that your business can afford. Asset finance reduces risk, retains cash reserves for stock and staff salaries and makes setting up any premises more affordable in the short- and long-term

Here at NGI Finance, we offer excellent Hire Purchase and Finance Lease solutions with highly competitive rates to help you fund the continued progression or expansion of your business

Asset Finance via Hire Purchase

Our Hire Purchase solution offers a simple way to spread your costs when purchasing IT equipment. With this plan, you pay a fixed rate of interest and benefit from agreed monthly payments.

The benefits of a Hire Purchase Solution with NGI Finance are:

  • Low Deposit – not a drain on working capital
  • Fixed Monthly Payment – Which makes budgeting easy.
  • Flexibility – This won’t compromise your other lines of credit.
  • Assets – You gain ownership of the equipment.
  • Tax – Tax allowances available to business users.
  • VAT Exempt – No VAT on payments.

Funding Assets via Finance Lease

Acquiring new IT equipment can make a huge difference to your business, so making this process manageable and affordable is one thing NGI Finance specialise in.

With Finance Lease the equipment is hired to you by the finance company and remains the property of the finance company at all times. Monthly payments and interest rates are fixed for the duration of the contract. VAT is payable on the monthly rentals rather than in full at the outset of the contract.

Finance Leasing can be the preferred option for Partnerships, Limited Companies & Sole Traders due to the significant tax advantages.

The benefits of a Finance Lease with NGI Finance are:

  • Fixed Payments – Throughout the agreement.
  • Low Deposit – A cheaper way to acquire the equipment you need.
  • 100% Tax Deductible – Get back 18-40% of your total payments (inc. deposit).
  • Flexible – A repayment structure tailored to your cash flow.
  • Fixed or Variable Interest – Whatever suits you better.
  • Tax benefits – VAT payable on rentals, not the purchase price.
  • Although the customer does not own the equipment they can receive up to 98% of Sale Proceeds.

If you have any questions or if you require a quote, contact us now or call 01993 706403.

NGI Finance has financed IT Software and hardware for just some of the following businesses:

  • Schools
  • Private business
  • Private medical centres
  • Charities
  • Telecommunications

The NGI Finance way

We pride ourselves on having built our reputation in securing the best asset financing solutions available. We endeavour to support your business through every stage of the process to ensure that we achieve a successful outcome together.


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